Found 5 blog entries tagged as fort carson.

Labor Day weekend is the last full stop of the summer around here, and for a lot of families at Fort Carson, Peterson, Schriever, and the Academy it lands as a four-day weekend. It is also the point where the Colorado Springs housing market quietly changes character. The summer PCS surge is over, buyer competition thins out, and the homes still sitting on the market start getting more flexible. Below is what is worth doing September 5 through 7, and then an honest look at where the numbers actually stand heading into fall.

Labor Day Lift Off turns 50

The Colorado Springs Labor Day Lift Off runs Saturday, September 5 through Monday, September 7 at Memorial Park, and this is the 50th year. General admission is free. Roughly 65 balloons launch each…

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The short answer is zero. If you have full VA entitlement and you're buying within the conforming loan limit for your county, you don't need a down payment. That's the program's core benefit and it's real.

But there are situations where a down payment becomes necessary — or at least strategically smart — and the search results for "how much down payment for a VA loan" rarely explain them clearly. Here's the complete picture.

Zero Down: When It's Fully Available

If you have full VA entitlement — meaning you haven't used the VA loan benefit before, or you used it previously and restored your entitlement by paying off and selling the property — you can purchase any home priced up to the conforming loan limit with no down payment required.

The…

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Every year, service members PCSing out of Fort Carson face the same decision: sell the Colorado Springs house or keep it as a rental. The VA loan adds wrinkles to that decision that most people don't fully understand until they're already under the gun with orders in hand.

This post covers exactly what happens to your VA loan when you PCS and convert the property to a rental — your entitlement, your occupancy obligation, your BAH situation at the new duty station, and the most common mistakes people make in this scenario.

The Occupancy Requirement: What It Actually Says

VA loans require that the borrower intend to occupy the property as their primary residence. That's the rule at origination. What it does not say is that you must live there…

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Most service members heading to Fort Carson know they have a VA loan benefit and they know they're getting BAH. What doesn't always click until they're actually in the market is how those two things work together — and what that combination actually gets you in Colorado Springs right now.

This post breaks down the math specifically for Fort Carson, what your BAH covers in today's market, and how to structure a purchase so you're not coming out of pocket more than you need to.

What BAH Looks Like at Fort Carson in 2026

The MHA for Fort Carson is Colorado Springs (CO046). Here are the 2026 monthly BAH rates for the most common ranks:

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Rank With Dependents Without Dependents
E-5 $2,358 $1,860
E-6 $2,433 $1,980

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If you have orders to Colorado Springs, the VA loan is the most powerful tool you have for buying a home here. It was built for service members, and in a market like this one it can be the difference between renting for three years and building equity while you serve. Here is how it actually works, and what to keep in mind near the local installations.

The two benefits that matter most

The VA loan gives you two things almost no other mortgage does. First, no down payment. Eligible buyers can finance the full purchase price, which means you are not waiting years to save up before you can buy. Second, no private mortgage insurance. Conventional buyers who put down less than 20 percent pay PMI every month, sometimes for years. VA buyers never do, which…

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